AiTechWorlds
AiTechWorlds
Calculate the true total cost of an employee beyond base salary payroll tax, benefits, equipment and overhead.
The fully-loaded cost of a hire payroll tax, benefits, PTO, recruiting and overhead plus a contractor comparison and team roll-up.
Set your own rate.
True total annual cost
$71,385
Load multiplier
1.43ร
Employee (fully loaded)
$71,385
Contractor (annual)
$64,000
A contractor is $7,385 cheaper per year at this rate/hours but you lose continuity, IP defaults and management control an employee gives you.
Carry these numbers straight into the next tool no retyping.
100% in-browser a common rule of thumb is 1.25รโ1.5ร base salary once everything is included; this shows your actual multiplier.
Employee Cost Calculator estimates the true annual cost of hiring someone by adding payroll tax / employer contributions, benefits, equipment and software, and overhead on top of base salary producing a 'load multiplier' showing how many times base salary the real cost actually is, since salary alone significantly understates hiring cost.
Enter base annual salary
The salary figure you'd offer.
Add payroll tax and benefits percentages
Employer-side taxes and benefit contributions as a percentage of salary.
Add equipment and overhead
Annual equipment/software cost and an overhead percentage.
Read the true total cost and load multiplier
See the full cost breakdown line by line.
100% Private No Server Required
All processing happens directly in your browser. No data is uploaded, stored, or transmitted to any server.
Last reviewed on July 17, 2026 by the AiTechWorlds Tools Team. All processing runs locally in your browser.